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Interest & Repayment Calculator

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50.0001.500.000
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0500.000
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0,0 %8,0 %
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Initial principal repayment: - / month 0,0 %8,0 %
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Sondertilgung savings: -
050.000
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Optional15.000
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04.000

Monthly payment ?

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-- Move this to adjust initial repayment.

Repayment time ?

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Loan amount ?

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Total interest ?

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Total paid ?

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Income load ?

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Enter values to calculate.

Fixed-rate risk after 10 years

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Remaining debt after 10 years and estimated monthly payment after refinancing.

Remaining debt after 10 years -

Rent vs buy over 10 years

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Cash pressure and equity built during the first fixed-rate period.

Rent paid ?
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Mortgage cash paid ?
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Interest cost ?
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Equity built ?
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Property value after 10 years

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Net equity if the property value falls or rises during the first fixed-rate period.

Repayment scenarios

Same loan and interest, different initial repayment rates.

Initial repayment p.a. Initial repayment/month Monthly payment Years to repay Total interest Income load

Calculation model

Initial repayment is the starting principal repayment rate per year, not the full monthly payment.